Good evening, TSPwire Tactical Investor!

Stop worrying, and Learn to Love the Bear. People yanked $39 billion out of US stock market so far this year. But if you are still in your saving and investing years, a bear market is a gift from the financial gods – and the longer it lasts, the better off you will be. Instead of the running away from the bear, you should embrace him.

Investing is simple: diversify, keep costs low, buy and hold. But simple is not easy to do in markets like we have right now. However, people that can take the pain of a bear market, that seems to drop another 1% almost every day, will ultimately triumph, by patiently amassing greater and greater equity positions at better and better prices.

For the next week we are keeping our allocation at the same level:: 50% C Fund and 50% in I Fund.